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Latest Bank Interest FD rates in India (May-2013)
There are no major changes in the latest bank interest FD rates in India compared to our previous month article. ICICI Bank has marginally increased FD rates for 3 and 4 year term deposits. Canara Bank has marginally reduced the FD rates from 1 year to 5 years.
Among the various fixed income options available for an investor the best and safe investment option is investment in Bank fixed deposits (FD) in India.
Comparison of latest bank FD interest rates among various banks in India.
The comparison list would help investors to choose the right bank for fixed deposits. Green indicates that the rates have been increased compared to our previous month article and RED indicates that the rates are reduced comparing to our previous month article.
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Suresh
Latest Bank Interest FD rates in India
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Hi,
I am planning to invert 25lacs FD on my moms name as she is working as house wife, 10lacs on my wife name and 10 lacs on my brothers name(he is not working)I need to how to avoid TDS for this deposits. If I submit 15G and 15H while opening FD will I avoid TDS on the intereset what I am getting. Waiting for your reply.
Thanks in Advance,
S.dhinesh Kumar
FD Amount
2500000.00
1000000.00
500000.00
Interest Per month
18100.00
7240.00
3620.00
Intereset from FD per month
28960.00
Intereset from FD per Year
347520.00
This is my calculations.. Waiting for your reply
I could not understand your question Dinesh. Can you pls be clear.
Dhinesh, Don’t try to avoid. If possible try to reduce it. Rs 25L would get you Rs 220,000 interest per annum. If your wife does not have any other income, still RS 25K is taxable and you may need to pay 10% tax. Pls read this article about FD interest taxability. https://myinvestmentideas.com/2013/02/income-tax-on-fixed-deposit-interest-can-we-save-or-avoid-tax/